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One Universal Credit: overview and gender implications

  • Fran Bennett
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Social Policy Review 24
This chapter is in the book Social Policy Review 24

Abstract

From October 2013, the UK government is introducing a new ‘super’ means-tested benefit, universal credit, bringing together various payments for those in and out of work. Its main goals are to simplify the benefits system, improve work incentives and combat ‘welfare dependency’. This chapter outlines the main provisions of the proposed scheme and reactions to it. The core of the chapter is an examination of universal credit from a gender perspective, in particular in relation to access to income for individuals in couples. Specific features discussed include the effects on ‘second earners’ and the arrangements for payment. The author argues for ‘welfare reform’ such as this to be analysed in terms of not only the numbers of men and women affected in terms of resources, but also what impact it may have on gender roles and relationships; the potential for individuals to achieve financial autonomy; and gender inequalities within the household, both immediately and in the longer term.

Abstract

From October 2013, the UK government is introducing a new ‘super’ means-tested benefit, universal credit, bringing together various payments for those in and out of work. Its main goals are to simplify the benefits system, improve work incentives and combat ‘welfare dependency’. This chapter outlines the main provisions of the proposed scheme and reactions to it. The core of the chapter is an examination of universal credit from a gender perspective, in particular in relation to access to income for individuals in couples. Specific features discussed include the effects on ‘second earners’ and the arrangements for payment. The author argues for ‘welfare reform’ such as this to be analysed in terms of not only the numbers of men and women affected in terms of resources, but also what impact it may have on gender roles and relationships; the potential for individuals to achieve financial autonomy; and gender inequalities within the household, both immediately and in the longer term.

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