Chapters in this book

1. Frontmatter I
2. Preface VII
3. Contents XI
4. I. The Nature of Accident and Sickness Insurance 1
5. II. Replacement of Income-Personal Contracts 16
6. III. Replacement of Income-Group Contracts 35
7. IV. Meeting Hospital Costs 50
8. V. Meeting Surgical and Medical Expense 76
9. VI. Standard Provisions-Personal Contracts 98
10. VII. Contract Provisions of Group Accident and Sickness Insurance 114
11. VIII. Underwriting, Reinsurance and Claim Adjustment-Personal Commercial Contracts 129
12. IX. Underwriting, Reinsurance and Claim Adjustment-Personal Noncancellable Contracts 146
13. X. Underwriting, Reinsurance and Claim Adjustment-Group Contracts 164
14. XI. Rates and Reserves-Personal Commercial and Noncancellable Contracts 184
15. XII. Rates and Reserves-Group Contracts 200
16. XIII. Regulation of Accident and Sickness Insurance 226
17. XIV. Regulation of Accident and Sickness Insurance (Continued) 247
18. Appendix A. The 1912 Uniform Standard Provisions Law N.A.I.C. 263
19. Appendix B. The 1950 Uniform Individual Accident and Sickness Policy Provisions Law N.A.I.C. 272
20. Appendix C. Federal Trade Commission–Relating to the Advertising and Sales Promotion of Mail Order Insurance 286
21. Appendix D. The All Industry–N.A.I.C Accident and health regulatory law 294
22. Appendix E. Canadian Statutory Provisions 296
23. Appendix F. The Official Guide N.A.I.C 301
24. Appendix G. Statement of Principles–Personal Accident and Health Insurance 313
25. Appendix H. Administrative Procedure Recommended by N.A.I.C. Relative to Renewability and Cancellation Provisions in the Approval of Accident and Health Policies Drafted in Accordance with the Uniform Individual Accident and Sickness Policy Provisions Law 318
26. Appendix I. N.A.I.C. Form for Filing Accident and Sickness Insurance Experience 320
27. Appendix J. The N.A.I.C. Uniform Definition of Franchise Insurance 321
28. Appendix K. Group Forms of Accident and Sickness Insurance 322
29. Appendix L. Group Hospital Insurance Form 324
30. Index 327