Chapters in this book

1. Frontmatter 1
2. Contents 5
3. Tables 6
4. Charts 7
5. Appendixes 8
6. Foreword 9
7. 1. Summary 12
8. 2. A Historical Perspective 18
9. 3. The Criteria for Evaluating Regulation 31
10. 4. The National Pattern of Regulation 47
11. 5. Regulation and the Characteristics of Loans and Borrowers 58
12. 6. Regulation and the Amount of Lending Facilities 73
13. 7. Regulation and Earnings 83
14. Appendix A. Loan Limits and Rate Ceilings of Credit Unions and Commercial Banks, New York State, 1964 88
15. Appendix B. Rate Ceilings and Loan Limits of the Consumer Finance Industry, by State, (1964) 90
16. Appendix C. Basic Statistical Data 94
17. Appendix D. Percentage Distribution of Number of Loans Made, New York State, 1936-65 100
18. Appendix E. Number of Branches Per Lender, New York State, 1932-65 101
19. Appendix F. Changes in the Number and Amount of Loans Made in New York State, 1936-65 102