The Effect of Massachusetts' Health Reform on Employer-Sponsored Insurance Premiums
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John F Cogan
In this paper, we use publicly available data from the Medical Expenditure Panel Survey - Insurance Component (MEPS-IC) to investigate the effect of Massachusetts' health reform plan on employer-sponsored insurance premiums. We tabulate premium growth for private-sector employers in Massachusetts and the United States as a whole for 2004 - 2008. We estimate the effect of the plan as the difference in premium growth between Massachusetts and the United States between 2006 and 2008—that is, before versus after the plan—over and above the difference in premium growth for 2004 to 2006. We find that health reform in Massachusetts increased single-coverage employer-sponsored insurance premiums by about 6 percent, or $262. Although our research design has important limitations, it does suggest that policy makers should be concerned about the consequences of health reform for the cost of private insurance.
©2011 Walter de Gruyter GmbH & Co. KG, Berlin/Boston
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- The Contributions of Improved Therapy and Earlier Detection to Cancer Survival Gains, 1988-2000
- From Cradle to Classroom: High Birth Weight and Cognitive Outcomes
- Enrollee Incentives in Consumer Directed Health Plans: Spend Now or Save for Later?
- State Dependence among the Uninsured: Accounting for Feedback to Health and Employment
- The Effect of Massachusetts' Health Reform on Employer-Sponsored Insurance Premiums
- Predictors of Internal Medicine Resident Satisfaction with Teaching by Attendings
- Reinsurance for High Health Costs: Benefits, Limitations, and Alternatives
- Macroeconomic Effects of HIV/AIDS Prevalence and Policy in Nigeria: A Simulation Analysis
- Obesity and Price Sensitivity at the Supermarket
- Is SARS a Poor Man's Disease? Socioeconomic Status and Risk Factors for SARS Transmission
- Are Increasing 5-Year Survival Rates Evidence of Success Against Cancer? A Reexamination Using Data from the U.S. and Australia
- Do Changes In Cigarette Taxes Impact Youth Smoking? Evidence from Canadian Provinces
- Health Risk, Income, and Employment-Based Health Insurance
