Dezentrale versus zentrale Bankensysteme?
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Decentralized versus centralized banking systems? Geographic market orientation and the location of decision-making as characteristics for a classification of banking systems. In the light of global financial integration many authors expect a homogenization of financial systems and thus the well-established classification in bank and capital market-based systems is questioned. We conceptualised an alternative classification in decentralized and centralized banking and apply this classification to the German banking system. Banking groups differ clearly in terms of their spatial distribution of employees, which we use as an approximate indicator for geographic market orientation. It was also observed that decentralized banks increased their share in the credit market at the expense of centralized banks and granted the majority of corporate loans. Compared internationally the German banking system is presumably very decentralized, however more research is needed to assess the state and influence of banking systems’ spatial organisation on a cross country base.
© 2015 by Walter de Gruyter Berlin/Boston
Artikel in diesem Heft
- Editorial. Reconceptualizing change
- The balance of change and continuity in the German construction sector’s development path
- Creativity, plasticity, quality: on the emergence of a new food offering in Paris
- Exploring tourism destination path plasticity
- Path dependency and path plasticity in emerging industries
- Exploring plasticity in the development path of the automotive industry in Baden-Württemberg: the role of combinatorial knowledge dynamics
- Path dependence and path plasticity: textile cities in the Netherlands
- Buchbesprechungen
- Dezentrale versus zentrale Bankensysteme?
- Governance of creative industries
- Großhandelskooperationen für den kleinflächigen Einzelhandel in ländlichen Räumen am Beispiel Mittelhessen
- Land- und Ernährungswirtschaft in ländlichen Regionen
- Buchbesprechungen 2
- Global-City-Formierung, Gentrifizierung und Grundrentenbildung in Frankfurt am Main
- Die angelsächsische Achse
- 20 Jahre NAFTA
- Berufsfelder und -chancen von Wirtschaftsgeographen
- Buchbesprechungen 3
Artikel in diesem Heft
- Editorial. Reconceptualizing change
- The balance of change and continuity in the German construction sector’s development path
- Creativity, plasticity, quality: on the emergence of a new food offering in Paris
- Exploring tourism destination path plasticity
- Path dependency and path plasticity in emerging industries
- Exploring plasticity in the development path of the automotive industry in Baden-Württemberg: the role of combinatorial knowledge dynamics
- Path dependence and path plasticity: textile cities in the Netherlands
- Buchbesprechungen
- Dezentrale versus zentrale Bankensysteme?
- Governance of creative industries
- Großhandelskooperationen für den kleinflächigen Einzelhandel in ländlichen Räumen am Beispiel Mittelhessen
- Land- und Ernährungswirtschaft in ländlichen Regionen
- Buchbesprechungen 2
- Global-City-Formierung, Gentrifizierung und Grundrentenbildung in Frankfurt am Main
- Die angelsächsische Achse
- 20 Jahre NAFTA
- Berufsfelder und -chancen von Wirtschaftsgeographen
- Buchbesprechungen 3
