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Chapters in this book
- Frontmatter I
- Preface VII
- Contents in Brief IX
- Contents XIII
- General Introduction 1
- European Declaration for Social Consumer Rights 11
-
Volume I: Social Banking and New Poverty
-
Part I: Economic Development and Private Indebtedness
- Chapter 1. Social Banking and New Poverty - Towards a New Approach in Law and Economics 23
- Chapter 2. Towards a Progressive Market 43
- Chapter 3. Economics and social problems 49
- Chapter 4. Consumer Credit and Human Capital in Germany 55
- Chapter 5. Credit, Debt and Financial Control in Great Britain 71
- Chapter 6. Financial Services - Who Will Gain from the Single Market? 95
-
Part II: New Technologies and Consumer Debts
- Chapter 7. Credit Cards, New Technology and Consumer Debt 99
- Chapter 8. Indebtedness by Credit Cards in the Federal Republic of Germany? 115
- Chapter 9. Credit Card Mania in America 119
-
Part III: Trade Unions, Consumer Unions and the Poor
- Chapter 10. Whose Agenda? Whose Resources? Whose Initiative? 127
- Chapter 11. Trade-Unions, Unemployment and the Unemployed in Germany 135
- Chapter 12. Consumer Organizations and the Struggle Against Poverty - The Example of Konsumenten Kontakt in the Netherlands 145
- Chapter 13. Credit for Poor People - Abolishing or Solving the Problem? 151
-
Part IV: Ethical Banking - New Forms of a Social Market Economy
- Chapter 14. Ethical Banking 155
- Chapter 15. Alternative Banking and Ethical Investment 157
- Chapter 16. Bright Ideas and Empty Pockets: Overview of Development Banking in the UK 177
- Chapter 17. Shorebank Corporation: A Private Sector Banking Initiative to Renew Distressed Communities 183
- Chapter 18. The Mondragon Bank and the Cooperative Movement in Euskadia 201
- Chapter 19. Socially Directed Investment - And its Potential Role in Local Development 209
-
Part V. Social Discrimination and Over-Indebtedness
- Chapter 20. Changing Labour Market Structures and Over-Indebtedness 223
- Chapter 21. Indebtedness of Offenders 233
- Chapter 22. Divorce and Consumer Debts in Germany: The Unequal Allocation of Risks Between Women and Men 239
-
Part VI: Housing Debts
- Chapter 23. Introduction 245
- Chapter 24. Mortgage Loans: Some Consumer Concerns 247
- Chapter 25. Buyers of Residential Property - Their Situation in the Province of Grande-Synthe 249
- Chapter 26. Distressed Constructional Financing 257
- Chapter 27. Mortgage Debt in the United Kingdom 267
-
Part VII: Personal Bankruptcy
- Chapter 28. Personal Bankruptcy in America 277
- Chapter 29. Discharge for Bankrupt Individuals under the German Bankruptcy Law Reform 283
- Chapter 30. Prospects for Statutory Consumer Debts Arrangement in the Netherlands 287
-
Volume II: Overdebtedness, Unemployment and Policy Responses - National Reports
- Chapter 31. The Social Costs of Europe - General Report on Consumer Debts in Europe 315
- Chapter 32. Debts and Depression - A Survey of Austrian Debtors and the Unemployed 353
- Chapter 33. Consumer Credit in Belgium - Old Laws and New Problems 387
- Chapter 34. Unemployment, Debt and the Legal Principle of 'Social Force Majeure' in Finland 411
- Chapter 35. Minimum Wages, Rate Ceilings and Social Solidarity against Poverty - Unemployment and Consumer Debts in France 423
- Chapter 36. The Private Debt Crisis in a Prosperous Environment: Germany 481
- Chapter 37. Private and Public Concerns - Unemployment, Credit and Debt in Britain: An Overview 533
- Chapter 38. From Savings to Credit - Unemployment and Consumer Debts in Italy 563
- Chapter 39. Careful Lenders and Social Security - Trends in Unemployment, Consumer Credit and Debt in the Netherlands 573
- Chapter 40. Legal Protection for the Overindebted and Unemployed in Norway 605
- Chapter 41. Poverty and Debts - The Situation of Welfare Recipients and Debtors in Default in Sweden 613
- Chapter 42. 'Good' and 'Bad' Debts - Debtors' Protection and Pressure for Reform in Switzerland 627
- Chapter 43. Consumer Credit Protection for Low Risk Consumers in a Free Market Economy - The US-Consumer Credit Protection Law 639
- Bibliography 649
- Addresses of Associations and Institutions which Support Social Banking 663
- Authors 665
- Index 667
- Index: Names and Organisations 673
- Backmatter 675
Chapters in this book
- Frontmatter I
- Preface VII
- Contents in Brief IX
- Contents XIII
- General Introduction 1
- European Declaration for Social Consumer Rights 11
-
Volume I: Social Banking and New Poverty
-
Part I: Economic Development and Private Indebtedness
- Chapter 1. Social Banking and New Poverty - Towards a New Approach in Law and Economics 23
- Chapter 2. Towards a Progressive Market 43
- Chapter 3. Economics and social problems 49
- Chapter 4. Consumer Credit and Human Capital in Germany 55
- Chapter 5. Credit, Debt and Financial Control in Great Britain 71
- Chapter 6. Financial Services - Who Will Gain from the Single Market? 95
-
Part II: New Technologies and Consumer Debts
- Chapter 7. Credit Cards, New Technology and Consumer Debt 99
- Chapter 8. Indebtedness by Credit Cards in the Federal Republic of Germany? 115
- Chapter 9. Credit Card Mania in America 119
-
Part III: Trade Unions, Consumer Unions and the Poor
- Chapter 10. Whose Agenda? Whose Resources? Whose Initiative? 127
- Chapter 11. Trade-Unions, Unemployment and the Unemployed in Germany 135
- Chapter 12. Consumer Organizations and the Struggle Against Poverty - The Example of Konsumenten Kontakt in the Netherlands 145
- Chapter 13. Credit for Poor People - Abolishing or Solving the Problem? 151
-
Part IV: Ethical Banking - New Forms of a Social Market Economy
- Chapter 14. Ethical Banking 155
- Chapter 15. Alternative Banking and Ethical Investment 157
- Chapter 16. Bright Ideas and Empty Pockets: Overview of Development Banking in the UK 177
- Chapter 17. Shorebank Corporation: A Private Sector Banking Initiative to Renew Distressed Communities 183
- Chapter 18. The Mondragon Bank and the Cooperative Movement in Euskadia 201
- Chapter 19. Socially Directed Investment - And its Potential Role in Local Development 209
-
Part V. Social Discrimination and Over-Indebtedness
- Chapter 20. Changing Labour Market Structures and Over-Indebtedness 223
- Chapter 21. Indebtedness of Offenders 233
- Chapter 22. Divorce and Consumer Debts in Germany: The Unequal Allocation of Risks Between Women and Men 239
-
Part VI: Housing Debts
- Chapter 23. Introduction 245
- Chapter 24. Mortgage Loans: Some Consumer Concerns 247
- Chapter 25. Buyers of Residential Property - Their Situation in the Province of Grande-Synthe 249
- Chapter 26. Distressed Constructional Financing 257
- Chapter 27. Mortgage Debt in the United Kingdom 267
-
Part VII: Personal Bankruptcy
- Chapter 28. Personal Bankruptcy in America 277
- Chapter 29. Discharge for Bankrupt Individuals under the German Bankruptcy Law Reform 283
- Chapter 30. Prospects for Statutory Consumer Debts Arrangement in the Netherlands 287
-
Volume II: Overdebtedness, Unemployment and Policy Responses - National Reports
- Chapter 31. The Social Costs of Europe - General Report on Consumer Debts in Europe 315
- Chapter 32. Debts and Depression - A Survey of Austrian Debtors and the Unemployed 353
- Chapter 33. Consumer Credit in Belgium - Old Laws and New Problems 387
- Chapter 34. Unemployment, Debt and the Legal Principle of 'Social Force Majeure' in Finland 411
- Chapter 35. Minimum Wages, Rate Ceilings and Social Solidarity against Poverty - Unemployment and Consumer Debts in France 423
- Chapter 36. The Private Debt Crisis in a Prosperous Environment: Germany 481
- Chapter 37. Private and Public Concerns - Unemployment, Credit and Debt in Britain: An Overview 533
- Chapter 38. From Savings to Credit - Unemployment and Consumer Debts in Italy 563
- Chapter 39. Careful Lenders and Social Security - Trends in Unemployment, Consumer Credit and Debt in the Netherlands 573
- Chapter 40. Legal Protection for the Overindebted and Unemployed in Norway 605
- Chapter 41. Poverty and Debts - The Situation of Welfare Recipients and Debtors in Default in Sweden 613
- Chapter 42. 'Good' and 'Bad' Debts - Debtors' Protection and Pressure for Reform in Switzerland 627
- Chapter 43. Consumer Credit Protection for Low Risk Consumers in a Free Market Economy - The US-Consumer Credit Protection Law 639
- Bibliography 649
- Addresses of Associations and Institutions which Support Social Banking 663
- Authors 665
- Index 667
- Index: Names and Organisations 673
- Backmatter 675