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Banking for People
This chapter is in the book Banking for People
© 2019 Walter de Gruyter GmbH, Berlin/Munich/Boston

© 2019 Walter de Gruyter GmbH, Berlin/Munich/Boston

Chapters in this book

  1. Frontmatter I
  2. Preface VII
  3. Contents in Brief IX
  4. Contents XIII
  5. General Introduction 1
  6. European Declaration for Social Consumer Rights 11
  7. Volume I: Social Banking and New Poverty
  8. Part I: Economic Development and Private Indebtedness
  9. Chapter 1. Social Banking and New Poverty - Towards a New Approach in Law and Economics 23
  10. Chapter 2. Towards a Progressive Market 43
  11. Chapter 3. Economics and social problems 49
  12. Chapter 4. Consumer Credit and Human Capital in Germany 55
  13. Chapter 5. Credit, Debt and Financial Control in Great Britain 71
  14. Chapter 6. Financial Services - Who Will Gain from the Single Market? 95
  15. Part II: New Technologies and Consumer Debts
  16. Chapter 7. Credit Cards, New Technology and Consumer Debt 99
  17. Chapter 8. Indebtedness by Credit Cards in the Federal Republic of Germany? 115
  18. Chapter 9. Credit Card Mania in America 119
  19. Part III: Trade Unions, Consumer Unions and the Poor
  20. Chapter 10. Whose Agenda? Whose Resources? Whose Initiative? 127
  21. Chapter 11. Trade-Unions, Unemployment and the Unemployed in Germany 135
  22. Chapter 12. Consumer Organizations and the Struggle Against Poverty - The Example of Konsumenten Kontakt in the Netherlands 145
  23. Chapter 13. Credit for Poor People - Abolishing or Solving the Problem? 151
  24. Part IV: Ethical Banking - New Forms of a Social Market Economy
  25. Chapter 14. Ethical Banking 155
  26. Chapter 15. Alternative Banking and Ethical Investment 157
  27. Chapter 16. Bright Ideas and Empty Pockets: Overview of Development Banking in the UK 177
  28. Chapter 17. Shorebank Corporation: A Private Sector Banking Initiative to Renew Distressed Communities 183
  29. Chapter 18. The Mondragon Bank and the Cooperative Movement in Euskadia 201
  30. Chapter 19. Socially Directed Investment - And its Potential Role in Local Development 209
  31. Part V. Social Discrimination and Over-Indebtedness
  32. Chapter 20. Changing Labour Market Structures and Over-Indebtedness 223
  33. Chapter 21. Indebtedness of Offenders 233
  34. Chapter 22. Divorce and Consumer Debts in Germany: The Unequal Allocation of Risks Between Women and Men 239
  35. Part VI: Housing Debts
  36. Chapter 23. Introduction 245
  37. Chapter 24. Mortgage Loans: Some Consumer Concerns 247
  38. Chapter 25. Buyers of Residential Property - Their Situation in the Province of Grande-Synthe 249
  39. Chapter 26. Distressed Constructional Financing 257
  40. Chapter 27. Mortgage Debt in the United Kingdom 267
  41. Part VII: Personal Bankruptcy
  42. Chapter 28. Personal Bankruptcy in America 277
  43. Chapter 29. Discharge for Bankrupt Individuals under the German Bankruptcy Law Reform 283
  44. Chapter 30. Prospects for Statutory Consumer Debts Arrangement in the Netherlands 287
  45. Volume II: Overdebtedness, Unemployment and Policy Responses - National Reports
  46. Chapter 31. The Social Costs of Europe - General Report on Consumer Debts in Europe 315
  47. Chapter 32. Debts and Depression - A Survey of Austrian Debtors and the Unemployed 353
  48. Chapter 33. Consumer Credit in Belgium - Old Laws and New Problems 387
  49. Chapter 34. Unemployment, Debt and the Legal Principle of 'Social Force Majeure' in Finland 411
  50. Chapter 35. Minimum Wages, Rate Ceilings and Social Solidarity against Poverty - Unemployment and Consumer Debts in France 423
  51. Chapter 36. The Private Debt Crisis in a Prosperous Environment: Germany 481
  52. Chapter 37. Private and Public Concerns - Unemployment, Credit and Debt in Britain: An Overview 533
  53. Chapter 38. From Savings to Credit - Unemployment and Consumer Debts in Italy 563
  54. Chapter 39. Careful Lenders and Social Security - Trends in Unemployment, Consumer Credit and Debt in the Netherlands 573
  55. Chapter 40. Legal Protection for the Overindebted and Unemployed in Norway 605
  56. Chapter 41. Poverty and Debts - The Situation of Welfare Recipients and Debtors in Default in Sweden 613
  57. Chapter 42. 'Good' and 'Bad' Debts - Debtors' Protection and Pressure for Reform in Switzerland 627
  58. Chapter 43. Consumer Credit Protection for Low Risk Consumers in a Free Market Economy - The US-Consumer Credit Protection Law 639
  59. Bibliography 649
  60. Addresses of Associations and Institutions which Support Social Banking 663
  61. Authors 665
  62. Index 667
  63. Index: Names and Organisations 673
  64. Backmatter 675
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